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Thinking about venturing into the property market as a first time home buyer?
Is your first-home loan out of reach? Don't be burdened by regret as a "Sold" sign is hammered into your dream home as you might find thanks to eChoice that home-ownership has moved out of the impossibility basket and into the realm of possibility.
Finding the Right Mortgage for first home buyers
One of the key tips for a nervous first home buyer or investor entering the property market is to make sure you are able to find a suitable first home mortgage that tightly-fits your needs. I f you are able to structure your payment schedule carefully you might be surprised at the type of property you can afford. You should seek more information on the best-mortgage resource and look for first home buyers tips to keep the size of your mortgage repayments down.Additional Costs for first home buyers to be aware of
It is important to remember that alongside the purchase price the first-home buyer you will probably be required to cover quite a few costs in regards to the transaction of the house. This will mean that the first-home buyer will need to cover stamp duty, conveyancing, various lending fees and might obviated to take out mortgage insurance if only a small deposit towards the loan has been paid. If you would like to obtain an estimate of the cost of stamp duty or whether you are exempt from payment you might find the stamp-duty calculator helpful.First home-buyers grant
For more advice on first-home buying visit including more specific details on home-loan deposits and the first home-buyers grant click here.
